Rent vs Buy Home Comparison Lab

Compare long-term buying and renting scenarios with mortgage balances and alternative investments.

Property decisions and housing finance

Purchase price

Down payment (%)

Mortgage interest rate (%)

Mortgage duration (years)

Comparison horizon (years)

Monthly rent

Annual rent growth (%)

Annual property appreciation (%)

Alternative annual investment return (%)

Annual maintenance (% current home value)

Annual property tax (% home value)

Upfront closing costs (% purchase price)

Selling costs (% sale price)

Ready. No data has been sent to the website.

Research results

Important: A simplified comparison of a property sale net of mortgage and selling costs against an alternative investment path. Assumes monthly reinvestment of the cheaper housing choice’s cost difference. Omits insurance, major repairs, tax treatment, rent deposits, transaction timing and policy differences.

Free educational model. Figures are illustrative inputs until you supply your own data. No personalized investment, tax or legal advice.